By the WahLiao desk · Last verified 3 October 2026
Every major Super Intelligence (AI) tool has a free plan in Singapore, and for most of us that’s plenty. If you do pay, the main premium plans cost roughly S$25 to S$30 a month: Google AI Pro and Microsoft 365 Premium are both S$28.99, while ChatGPT Plus and Claude Pro are priced at US$20, with GST on top. Cheaper tiers start at S$6.98 for Google AI Plus, and plans for heavy users run into the hundreds. If you’re a Singapore Citizen, you can also get six months of a premium plan free through SkillsFuture.
We’ve listed the companies alphabetically; this isn’t a ranking. Singapore-dollar prices come from each company’s Singapore page. US-dollar prices are the list prices the companies set, and OpenAI and Anthropic may show you a local Singapore-dollar price at checkout instead. Prices change often, so please check before you buy, and if you spot a figure we’ve got wrong, tell us and we’ll fix it.
AI plans in Singapore: prices at a glance
| Company | Free | Entry paid | Main premium | Heavy use |
|---|---|---|---|---|
| Anthropic (Claude) | Free plan | — | Pro US$20 a month, or US$17 a month billed yearly | Max from US$100 a month |
| Google (Gemini) | Free plan | AI Plus S$6.98 a month | AI Pro S$28.99 a month | AI Ultra, two higher tiers; see Google’s Singapore page |
| Microsoft (Copilot) | Free Copilot | Microsoft 365 Personal S$15.49 a month or S$154.99 a year | Microsoft 365 Premium S$28.99 a month or S$289.99 a year | Microsoft 365 Pro S$144.99 a month |
| OpenAI (ChatGPT) | Free plan | Go US$8 a month | Plus US$20 a month | Pro from US$100 a month |
The WahLiao Verdict
| Best start | Free. Try two tools on real tasks and keep the one you trust. |
| When to pay | When you keep hitting the free limits, or need a paid-only feature. |
| Best bundle | Google AI Pro or Microsoft 365 Premium, if you already pay for their storage or Office apps. |
| The catch | US-dollar plans move with the exchange rate, and GST goes on top. |
| Try first | The free SkillsFuture route, if you’re a citizen. |
What the free plans give you
Free plans are genuinely useful. You can chat, ask questions, draft and summarise, and on most of them you can search the web and upload a file or photo too. What you give up is volume and access to the strongest models. Free plans have usage limits that reset after a few hours, and some providers show advertising on free tiers in some markets.
What paying buys
Paying mostly gets you three things: more use before you hit a limit, access to the most capable models, and extra features such as long research reports, bigger documents, image and video generation, and assistants inside your email and documents. The premium tiers at around S$29 a month are where most individuals end up. The heavy-use plans, from about S$140 a month, are meant for people who work with these tools all day, such as programmers and researchers.
Singapore dollars, US dollars and GST
Google and Microsoft publish Singapore-dollar prices. OpenAI and Anthropic list their plans in US dollars, though both offer local-currency billing in some countries, including Singapore dollars, so do check the figure at checkout. Anthropic notes that, depending on the region, tax is either included in the displayed price or added at checkout. Under IRAS’s rules for overseas digital services, GST at 9% applies when the overseas provider is GST-registered in Singapore, which large providers generally must be. Your bank may also add a foreign-currency fee to a US-dollar bill. As a rough guide, ChatGPT Plus or Claude Pro at US$20 works out at about S$28 a month with GST, depending on the exchange rate.
Subscriptions bought inside an app, through Apple’s App Store or Google Play, are priced separately in Singapore dollars and can differ from the website price, so it’s worth comparing before you tap.
Paying yearly, and cancelling
Paying yearly saves a bit on some plans. Claude Pro is US$17 a month billed yearly instead of US$20 monthly, and Microsoft 365 Premium is S$289.99 a year instead of S$28.99 a month. OpenAI bills its individual ChatGPT plans monthly. Most plans renew automatically until you cancel, and cancelling usually keeps your access until the end of the period you’ve paid for.
Sharing a plan with family
Microsoft 365 Family, at S$18.99 a month, and Microsoft 365 Premium can be shared with up to six people, but Microsoft leaves the AI features out of that sharing. Google AI Pro can be shared with up to five others in a Google family group, who get storage and selected AI benefits. Individual ChatGPT and Claude plans are for one person each.
The free route: SkillsFuture’s AI Subscription
Singapore Citizens aged 18 and above who attend an eligible SkillsFuture AI course that ends on or after 16 September 2026 can redeem one free six-month premium subscription. The choices are ChatGPT Plus, Google AI Pro, Manus AI, Microsoft 365 Personal and Singtel AI Pass. SkillsFuture’s free AI subscription walks you through how to claim it.
How to choose
Spend a week with two free tools on real tasks from your own life: a letter, a summary of a long PDF, a plan for a family weekend. Pay only when one of them keeps running out, and pick the one whose answers you trusted more. If you already pay for Google storage or Microsoft Office, their premium plans fold Super Intelligence into apps you use anyway. Whichever you choose, the habits in how Super Intelligence works matter more than the plan.
AI prices in Singapore: FAQ
How much is ChatGPT Plus in Singapore?
OpenAI prices ChatGPT Plus at US$20 a month. With 9% GST and currency conversion, expect roughly S$28 a month, depending on the exchange rate.
How much is Google AI Pro in Singapore?
S$28.99 a month. Google AI Plus, the cheaper tier, is S$6.98 a month.
How much is Claude Pro in Singapore?
Anthropic lists Claude Pro at US$20 a month, or US$17 a month billed yearly, before tax. You may see a local Singapore-dollar price at checkout.
Do ChatGPT, Claude, Gemini and Copilot have free versions?
Yes. All four have free plans, with usage limits.
Do I pay GST on AI subscriptions?
Yes, when the provider is GST-registered in Singapore, which large overseas providers generally must be. The rate is 9%.
Read next
This page belongs to Super Intelligence. Next, read Super Intelligence and your job. For the free route, read SkillsFuture’s free AI subscription. For bank and card fees more broadly, see The Ledger.
Sources checked 3 October 2026: Google, AI plans for Singapore; Microsoft, Microsoft 365 plans for Singapore; Microsoft, Copilot plans for individuals; Anthropic, Claude pricing; Anthropic, Pro plan and Max plan help pages; OpenAI, introducing ChatGPT Go; OpenAI, ChatGPT Pro tiers; OpenAI, local-currency billing; Google One Help, Google AI Pro benefits and family sharing; IRAS, purchasing remote services from overseas providers. Prices change often; confirm at checkout. General information, not financial advice. Last updated 3 October 2026.
