The Big Buy
What things really cost in Singapore: cost of living, cars and COE, renovations, weddings, helpers, phones, and the WahLiao Price Index.
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HDB Renovation Costs: Typical Prices, ID or Contractor, and Avoiding Disputes
A 4-room BTO renovation typically costs about S$50,000 to S$60,000 in 2026 and a 4-room resale flat about S$70,000 to S$81,600, according to Qanvast’s…
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What a Car Really Costs in Singapore: COE, ARF, Loan, Insurance and Running Costs
A Singapore car’s price is mostly tax and entitlement: the COE, which cost $131,890 for Category A on 23 September 2026, and the Additional…
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Car Insurance in Singapore: Comprehensive or Third-Party, and the No-Claim Discount
Every car on Singapore roads must be insured at least against third-party injury; comprehensive cover adds damage to your own car. Your no-claim discount…
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Hiring a Domestic Helper: The Levy, Insurance, Bond and Monthly Costs
Hiring a domestic helper in Singapore costs her salary plus a monthly levy of $300 (or $60 if your household qualifies for the concession),…
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COE Explained: The Categories, the Bidding and Why Prices Move
A Certificate of Entitlement gives you the right to own a vehicle in Singapore for 10 years, and its price is set by open…
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Seeing a Doctor: Polyclinic, GP and Specialist Fees, CHAS and Healthier SG
Polyclinics are heavily subsidised for Singaporeans, while CHAS gives cardholders up to S$18.50 off a common-illness visit at a private GP. A referral from…
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Electric Cars in Singapore: Rebates, Charging Costs and Road Tax
An electric car registered in 2026 can get up to S$30,000 off its Additional Registration Fee: S$22,500 under the VES and up to S$7,500…
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Gym Memberships: Prices, Contracts and How to Cancel
A public ActiveSG gym costs residents S$2.50 an entry or S$30 a month, while commercial chains range from about S$90 to over S$260 a…
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What It Costs to Own a Dog or Cat in Singapore, Year by Year
Published Singapore estimates put a cat at roughly S$2,500 in the first year and S$2,100 a year after that, and a small-to-medium dog at…
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GST at 9%: What’s Taxed, Overseas Online Purchases and Absorbed GST
Singapore’s GST has been 9% since 1 January 2024, charged by GST-registered businesses on most goods and services, while residential property, financial services and…
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Small Claims Tribunals: How to Claim Up to S$20,000 Without a Lawyer
The Small Claims Tribunals hear consumer, services, tenancy and property-damage disputes up to S$20,000, or S$30,000 if both sides sign a Memorandum of Consent.…
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Your Consumer Rights: The Lemon Law, Refunds and Unfair Practices
Singapore law gives you a remedy for faulty goods and unfair sales tactics, but not a right to a refund because you changed your…
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Buying a Phone: Official Warranty, Parallel Imports and Trade-Ins
A phone sold through the brand’s official Singapore channel comes with a local manufacturer’s warranty; a parallel import is cheaper but often relies on…
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Mobile Plans in Singapore: SIM-Only, Contracts and the Cheaper Networks
Most people in Singapore now pay less on a no-contract SIM-only plan, with October 2026 listings starting around S$7 to S$11 a month for…
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Getting Married in Singapore: ROM Fees, Banquet Prices and the Real Budget
The legal part of getting married in Singapore costs S$42 when at least one of you is a citizen or PR, and your licensed…
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HDB Fire Insurance: What the Compulsory Policy Covers, and What It Doesn’t
If you have an HDB loan, HDB fire insurance is compulsory, renewed every five years and paid in cash. It covers the flat’s internal…
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HDB Renovation Rules: Permitted Hours, Noisy Works and Permits
General renovation in an HDB flat is allowed 9am to 6pm, Monday to Saturday. Noisy works like hacking and tile-cutting are limited to 9am…
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E-Bikes and E-Scooters in Singapore: What You Can Buy, Where You Can Ride
An e-bike must be LTA-approved, sealed and registered, weigh no more than 20kg and stop assisting at 25km/h. E-scooters must be UL2272-certified, and since…
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Childcare Fees in Singapore 2026: The Fee Caps and the Subsidies
Full-day childcare at Anchor Operator preschools is capped at S$610 a month in 2026, and at Partner Operators at S$650, before GST. A working…
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Your Gas Bill: How Singapore’s Town Gas Tariff Is Set
Piped town gas cost households 23.48 cents per kWh before GST from July to September 2026, a record. How City Energy’s quarterly tariff is…
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Home Broadband in Singapore: Speeds, Contracts and What the Price Hides
Fibre broadband in Singapore now starts under S$30 a month, even at multi-gigabit speeds. But the headline price hides activation fees, promotional prices that…
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PARF and COE Rebates: What You Get Back When You Deregister a Car
Deregister a car before it’s 10 years old and you get part of its ARF back, plus the unused COE. Budget 2026 cut the…
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ERP 2.0: The New On-Board Unit and What Drivers Pay
From 1 January 2027, every Singapore-registered vehicle needs the satellite-based On-Board Unit. Gantries are coming down, ERP zones get blue road markings, and charges…
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Parking in Singapore: HDB, URA and Season Parking Charges
Public car parks charge 60 cents per half-hour, or S$1.20 in the city centre. HDB season parking for a resident’s first car is S$80…
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Road Tax in Singapore: How It’s Calculated
Road tax for a petrol car depends on engine size: a 1,598cc car pays S$370.86 every six months. Electric cars pay by motor power,…
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What a Funeral Costs in Singapore: Packages, Cremation and Niche Fees
Most families paid S$5,000 to S$8,999 for a funeral in a competition regulator’s survey. The government fees are small by comparison: S$100 for cremation,…
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Cat and Dog Licence Fees in Singapore: What You Pay From September 2026, and the Pet Limits
The free cat-licensing window closed on 31 August 2026. Cats and dogs now pay the same fees: S$35 for a lifetime licence for a…
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Energy Labels and Climate Vouchers: What the Ticks Mean and How to Spend S$400
More ticks on an energy label means a more efficient appliance. Households can claim up to S$400 in Climate Vouchers, valid to 31 December…
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Your Water Bill: The Tariff, the Conservation Tax and the Waterborne Fee Explained
Water in Singapore costs S$3.24 per cubic metre before GST for the first 40m³ a month, and S$4.39 above that. What the three parts…
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Your Electricity Bill: SP’s Tariff, the Open Electricity Market and When to Switch
Singapore’s regulated electricity tariff hit a record 34.78 cents per kWh with GST for July to September 2026. How the tariff is set, how…