Latest
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Parking in Singapore: HDB, URA and Season Parking Charges
Public car parks charge 60 cents per half-hour, or S$1.20 in the city centre. HDB season parking for a resident’s first car is S$80…
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Road Tax in Singapore: How It’s Calculated
Road tax for a petrol car depends on engine size: a 1,598cc car pays S$370.86 every six months. Electric cars pay by motor power,…
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What a Funeral Costs in Singapore: Packages, Cremation and Niche Fees
Most families paid S$5,000 to S$8,999 for a funeral in a competition regulator’s survey. The government fees are small by comparison: S$100 for cremation,…
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Cat and Dog Licence Fees in Singapore: What You Pay From September 2026, and the Pet Limits
The free cat-licensing window closed on 31 August 2026. Cats and dogs now pay the same fees: S$35 for a lifetime licence for a…
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Energy Labels and Climate Vouchers: What the Ticks Mean and How to Spend S$400
More ticks on an energy label means a more efficient appliance. Households can claim up to S$400 in Climate Vouchers, valid to 31 December…
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Your Water Bill: The Tariff, the Conservation Tax and the Waterborne Fee Explained
Water in Singapore costs S$3.24 per cubic metre before GST for the first 40m³ a month, and S$4.39 above that. What the three parts…
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Your Electricity Bill: SP’s Tariff, the Open Electricity Market and When to Switch
Singapore’s regulated electricity tariff hit a record 34.78 cents per kWh with GST for July to September 2026. How the tariff is set, how…
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Dormant Bank Accounts and Unclaimed Money in Singapore: How to Get It Back
About S$300 million sits in bank accounts untouched for at least 15 years. The money doesn’t vanish: you, or a deceased relative’s representative, can…
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Child LifeSG Credits, Baby Bonus and the New SG Child Support Package: What Families Get
S$500 Child LifeSG Credits per child in 2026, the current Baby Bonus of up to S$38,000, and the SG Child Support Package announced at…
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Money Lock and Anti-Scam Features: How to Lock Your Savings at Your Bank
Singapore’s banks let you lock savings so they can’t be moved digitally, even if a scammer gets into your app. How DBS digiVault, OCBC…
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Borrowing From a Licensed Moneylender: The Legal Caps on Interest and Fees
Licensed moneylenders in Singapore can charge at most 4% a month, a 10% admin fee and S$60 a month in late fees, and total…
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Credit Card Late Fees and Interest: What Missing a Payment Really Costs
Pay less than the full bill and interest of about 27.8% a year runs from the day you bought, not the due date. Miss…
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Your Credit Score in Singapore: How the CBS Grades Work and How to Check Yours
Credit Bureau Singapore scores you from 1000 to 2000 and grades you AA to HH. What the numbers mean, what moves them, how to…
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Deposit Insurance in Singapore: What SDIC Covers, Up to S$100,000
If a bank in Singapore failed, SDIC would repay your Singapore-dollar deposits up to S$100,000 per bank. What counts, what doesn’t, and how the…
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Scammed Through a Phishing Link? How the Shared Responsibility Framework Works
Since December 2024, banks and telcos in Singapore have set duties to stop phishing scams, and they bear the loss if they fail them.…
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GST Voucher and Cost-of-Living Payouts 2026: Who Gets What, and When
GST Voucher cash of S$450 or S$850 in August, MediSave top-ups for seniors, quarterly U-Save rebates, and a S$400 or S$600 Cost-of-Living Special Payment…
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CDC Vouchers 2026: How Much, Where to Spend Them and When They Expire
Every Singaporean household got S$800 in CDC vouchers in 2026, in two tranches with different expiry dates. How much, where they work, how to…
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Condo Maintenance Fees and the Sinking Fund: What You Pay and Why
Condo owners typically pay S$300 to S$700 a month, split between a management fund for daily running and a sinking fund for big repairs.…
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Property Tax for Owner-Occupiers in Singapore: How It’s Calculated
Property tax is charged on your home’s annual value, its estimated yearly rent, at progressive rates from 0% to 32% if you live in…
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HDB Service and Conservancy Charges: What Your Town Council Bill Covers
Every HDB household pays its town council a monthly service and conservancy charge, from about S$50 to S$120 depending on flat type and town.…
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HDB Ethnic and PR Quotas: How the EIP and SPR Limits Affect Resale
Every HDB block and neighbourhood has ethnic limits, and non-Malaysian PR households have their own quota. How the EIP and SPR limits work, why…
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HDB Resale Levy: What Second-Timers Pay Back
Buy a second subsidised flat and HDB takes back part of the first subsidy: S$15,000 to S$55,000, set by the flat you’re leaving. Who…
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Buyer’s Stamp Duty and ABSD: What You Pay When You Buy Property in Singapore
Every buyer pays Buyer’s Stamp Duty of 1% to 6%, S$24,600 on a S$1 million home. Additional Buyer’s Stamp Duty then depends on who…
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What a 99-Year Lease Means: Lease Decay, CPF Rules and Redevelopment
An HDB flat is a 99-year lease that returns to the state when it ends. How the remaining lease limits your CPF and loan,…
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Rental Stamp Duty in Singapore: How Much, Who Pays and the 14-Day Deadline
Stamp duty on a Singapore lease is 0.4% of the total rent for leases up to four years, usually paid by the tenant within…
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HDB Minimum Occupation Period Explained: What You Can’t Do for Five (or Ten) Years
The MOP is five years for most HDB flats and ten for Plus and Prime. Until it’s up, you can’t sell, rent out the…
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Standard, Plus and Prime Flats: What HDB’s Classification Means for Buyers
Since October 2024, new HDB flats are Standard, Plus or Prime. Plus and Prime flats get bigger subsidies but come with a ten-year MOP,…
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Flight Delayed or Cancelled From Singapore: What Airlines Owe You
Singapore has no law requiring compensation for delayed or cancelled flights, so your airline’s policy decides. Where EU rules, the Montreal Convention and your…
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Travel Insurance in Singapore: What It Covers and What It Doesn’t
Medical bills abroad, cancelled trips, delays and lost bags are covered; changing your mind and most pre-existing conditions aren’t. How travel insurance in Singapore…
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Power Banks on Flights: Changi and Airline Battery Rules
Since 15 April 2026, passengers leaving Singapore may carry at most two power banks, can’t charge them on board, and shouldn’t use them in…
